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From: SNEF Centre for Labour Information & Analytics <clia@snef.org.sg>
Date: Mon, 11 May 2026 04:03:54 +0000
Subject: Cautious in Hiring and Wage Decisions - SNEF Salary Survey 2026 Open
for Participate Now! =?utf-8?b?4pyF?=
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Singapore's labour market remained resilient but firms likely to be
cautious in hiring and wage plans amid increased economic uncertainty due t=
o geopolitical tensions - MOM Labour Market Advanced Release 1Q 2026 ( [lin=
k <https://stats.mom.gov.sg/iMAS_PdfLibrary/mrsd-LMAR-1Q-2026.pdf#page=3D6>=
] ) SNEF SALARY SURVEY 2026 Singapore's labour market is expected to remain=
tight and continue to expand for 2Q 2026, with suggestion of a more measur=
ed pace of hiring and emerging cautious among firms. Inflation forecast for=
2026 was also raised by MAS in April due to volatility in energy prices an=
d supply. In view of current economic situation, what
market salary benchmarks should guide your remuneration decisions in 2026?
Participating and purchasing the SNEF Salary Report 2026 enables your
organisation to access the latest salary benchmarks and make informed,
defensible compensation decisions. Participation in the survey is free with=
the full Salary Report available for purchase in Oct 2026 - s ubmit by 5 J=
un 2026 to enjoy a
10% early participant discount on the report! Take part in the survey to en=
joy the following incentives:
Complimentary SNEF Summary Report on Selected Allowances 2025
Complimentary SNEF Collation of Selected Graduate Salaries 2025
One complimentary seat to a selected sharing sesison of your choice on HR/I=
R topics: Salary & Benefits Update 2026 (14 May) Career Development for an =
Ageing Workforce (10 Sep) Labour Market & Wage Outlook 2026/2027 (2 Oct)
~ 40% savings on the final Salary Report 2026
[Participate now! <https://snef.org.sg/news-resources/publications-resource=
s/SS26Datacollectiontoolkit.xlsx>] And submit the completed data collection=
toolkit to survey@snef.org.sg For more information about the survey, click=
[here <https://snef.org.sg/news-resources/publications-resources/SS26Broch=
ure.pdf>] to view the brochure. For step-by-step guide, click [here <https:=
//snef.org.sg/news-resources/publications-resources/SS26Guide.pdf>] for the=
instruction manual guide. If you are unable to download the data
collection toolkit above, please visit this link:
[https://public-apj.mkt.dynamics.com/api/orgs/3a1da97b-cc65-4721-a0d6-669e0=
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%2FkJNRYNCc%3D&msdynmkt_secretVersion=3Dce3a49f9a46b4aa78e12438b3fb8b007 <h=
ttps://snef.org.sg/news-resources/publications-resources/SS26Datacollection=
toolkit.xlsx>]
SINGAPORE NATIONAL EMPLOYERS FEDERATION 60 Paya Lebar Road, #13-45, Paya Le=
bar Square (Lobby 2) Singapore 409051 | Office: (65) 6290 7633 [LinkedIn <h=
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ite <https://public-apj.mkt.dynamics.com/api/orgs/3a1da97b-cc65-4721-a0d6-6=
69e0230d316/r/LHu_hKrTz0eCPKXSujYBAAgAAAA?msdynmkt_target=3D%7B%22TargetUrl=
%22%3A%22https%253A%252F%252Fapc01.safelinks.protection.outlook.com%252F%25=
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57Csusanna_tan%2540snef.org.sg%25257C52540517e9514448a96008dc5df341e2%25257=
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_secretVersion=3Dce3a49f9a46b4aa78e12438b3fb8b007>] Responsible Employers,
Sustain able Business This message may contain confidential information int=
ended only for the individual named. If you are not the named or intended a=
ddressee, do not disseminate, distribute or copy this email. Please notify =
the sender immediately and delete this email from your system. Any views ex=
pressed in the email are those of the individual sender, except where the s=
ender specifically states them to be the view of the Singapore National Emp=
loyers Federation (SNEF). Any use, copy or disclosure of the message or any=
information contained therein to anyone for any purpose other than as perm=
itted by (SNEF) is strictly prohibited. The information and/or comments pro=
vided or expressed in this message are not to be construed as legal advice =
and are not intended to replace legal advice. YOU SHOULD NOT RELY ON ANY IN=
FORMATION AND/OR COMMENTS PROVIDED OR EXPRESSED IN THIS MESSAGE/RESEARCH ME=
MORANDUM AS LEGAL ADVICE. The Singapore National Employers Federation (SNEF=
) shall not be responsible for any loss or damage arising from your relianc=
e on any information and/or comments provided or expressed in this message.=
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endif]----><!--[if gte mso 9]> <table cellspacing=3D"0" cellpadding=3D"0" b=
order=3D"0" align=3D"center" style=3D"border-collapse: collapse;"><tr><th s=
tyle=3D"margin-bottom:0; margin-top:0; padding:0; background-color: ; borde=
r-width: ; border-style: ; border-color: ; border-collapse: collapse;"> <![=
endif]--><div style=3D"margin:auto;max-width:600px" data-layout-width=3D"60=
0px" class=3D""><!--[if gte mso 9]> </div><div style=3D"background-color: t=
ransparent; border:none;"> <![endif]--><div class=3D"emptyContainer columns=
-equal-class wrap-section" style=3D"margin:0;border-radius:0"><!--[if gte m=
so 9]> </div><div style=3D"background-color: transparent; border:none;"> <!=
[endif]--><table class=3D"outer" align=3D"center" cellpadding=3D"0" cellspa=
cing=3D"0" style=3D"display:block" role=3D"presentation">
<tbody>
<!--[if gte mso 9]> <tr><td style=3D"font-size: 0px; line-height:0px;mso-l=
ine-height-rule: exactly; display: none !important; mso-hide:all;"><p style=
=3D"font-size: 0px;height:0px; margin: 0px; padding:0;line-height: 0px; mso=
-line-height-rule: exactly; background-color: transparent;"><br/></p></td><=
/tr> <![endif]--><tr>
<th style=3D"padding:0;border-color:#000;border-style:none;border-radius:0"=
role=3D"presentation">
<table style=3D"width:100%;border-collapse:collapse" class=3D"containerWrap=
per tbContainer" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<th class=3D"columnContainer" style=3D"font-weight:400;text-align:left;vert=
ical-align:baseline;min-width:5px;width:600px;height:0;background-color:rgb=
a(0,0,0,0)" role=3D"presentation">
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentat=
ion" style=3D"height:100%">
<tbody>
<tr>
<th class=3D"inner" style=3D"text-align:left;min-width:5px;padding:10px;ver=
tical-align:baseline;word-wrap:break-word;word-break:break-word;background-=
color:rgba(0,0,0,0);border-color:#000;border-width:0;border-style:none;bord=
er-radius:0;font-weight:400" role=3D"presentation">
<div style=3D"margin:10px"><p style=3D"margin:0;padding:0;line-height:1.25;=
mso-line-height-rule:at-least;text-align:center;mso-line-height-alt:125%">S=
ingapore's labour market<span style=3D"font-weight:700"> remained resilient=
</span>but firms likely to be<span style=3D"font-weight:700"> cautiou=
s in hiring and wage plans</span> amid increased economic uncertainty due t=
o geopolitical tensions - MOM Labour Market Advanced Release 1Q 2026 (<a hr=
ef=3D"https://stats.mom.gov.sg/iMAS_PdfLibrary/mrsd-LMAR-1Q-2026.pdf#page=3D=
6" style=3D"text-decoration:none;text-align:center">link</a>)</p></div><!--=
[if gte mso 9]> <table style=3D"border-collapse: collapse;border-spacing: 0=
px;padding: 0px; " cellpadding=3D"0" cellspacing=3D"0" border=3D"0">
<tr><style> .dividerDivWrapper {margin: 0px !important; } .dividerInnerWrap=
per {padding-top: 20px !important; padding-bottom: 20px !important;} </styl=
e>
<td width=3D"580" class=3D"dividerInnerWrapper" valign=3D"top" style=3D"wi=
dth: 580px; padding-left: 10px; padding-right: 10px;padding-top: 0px; pad=
ding-bottom: 0px;"> <![endif]--><div style=3D"margin:20px 10px" class=3D"di=
viderDivWrapper"><div class=3D"dividerWrapper" align=3D"center"><table styl=
e=3D"padding:0;margin:0;width:100%;border-collapse:collapse" role=3D"presen=
tation" class=3D"" cellpadding=3D"0" cellspacing=3D"0"><tbody><tr style=3D"=
padding:0"><th style=3D"margin:0;padding:0;vertical-align:top;border-top:2p=
x solid #000"><p style=3D"mso-line-height-rule:at-least;margin:0;padding:0;=
line-height:0;width:100%"><span style=3D"line-height:0"><!--[if gte mso 9]>=
<br/><![endif]--> </span></p></th></tr></tbody></table></div></div><!-=
-[if gte mso 9]> </td></tr></table> <![endif]--><div style=3D"margin:10px">=
<p style=3D"margin:0;padding:0;line-height:1.25;mso-line-height-rule:at-lea=
st;text-align:center;mso-line-height-alt:125%"><span style=3D"font-size:18p=
x;font-weight:700;color:#c0392b">SNEF SALARY SURVEY 2026</span></p></div><d=
iv style=3D"margin:10px"><p style=3D"margin:0;padding:0;line-height:1.25;ms=
o-line-height-rule:at-least;text-align:center;mso-line-height-alt:125%"><sp=
an style=3D"font-size:14px"></span></p><p style=3D"margin:0;padding:0;line-=
height:1.25;mso-line-height-rule:at-least;text-align:justify;font-family:Ap=
tos,sans-serif;margin-block:0;margin-bottom:0;margin-top:0;word-wrap:break-=
word;word-break:break-word;mso-line-height-alt:125%"><span style=3D"color:#=
000;word-wrap:break-word;word-break:break-word;word-wrap:break-word;word-br=
eak:break-word;text-align:justify;font-size:12px;font-family:Verdana,Arial,=
sans-serif">Singapore's labour market is expected to remain tight and conti=
nue to expand for 2Q 2026, with suggestion of a more measured pace of hirin=
g and emerging cautious among firms. Inflation forecast for 2026 was also r=
aised by MAS in April due to volatility in energy prices and supply.</span>=
<span style=3D"font-size:14px;font-family:Verdana,sans-serif;color:#000;wor=
d-wrap:break-word;word-break:break-word;text-align:justify"></span></p><p s=
tyle=3D"margin:0;padding:0;line-height:1.25;mso-line-height-rule:at-least;t=
ext-align:justify;font-family:Aptos,sans-serif;margin-block:0;margin-bottom=
:0;margin-top:0;word-wrap:break-word;word-break:break-word;mso-line-height-=
alt:125%"><span style=3D"word-wrap:break-word;word-break:break-word;word-wr=
ap:break-word;word-break:break-word;text-align:justify;color:#000"> </=
span></p><p style=3D"margin:0;padding:0;line-height:1.25;mso-line-height-ru=
le:at-least;text-align:justify;font-family:Aptos,sans-serif;margin-block:0;=
margin-bottom:0;margin-top:0;word-wrap:break-word;word-break:break-word;mso=
-line-height-alt:125%"><span style=3D"word-wrap:break-word;word-break:break=
-word;word-wrap:break-word;word-break:break-word;text-align:justify;color:#=
000;font-size:12px;font-family:Verdana,Arial,sans-serif">In view of current=
economic situation, what
market salary benchmarks should guide your remuneration decisions in 2026?
Participating and purchasing the SNEF Salary Report 2026 enables your
organisation to access the latest salary benchmarks and make informed,
defensible compensation decisions.</span><span style=3D"font-size:14px;font=
-family:Verdana,sans-serif;color:#000;word-wrap:break-word;word-break:break=
-word;text-align:justify"></span></p><p style=3D"margin:0;padding:0;line-he=
ight:1.25;mso-line-height-rule:at-least;text-align:justify;font-family:Apto=
s,sans-serif;margin-block:0;margin-bottom:0;margin-top:0;word-wrap:break-wo=
rd;word-break:break-word;mso-line-height-alt:125%"><span style=3D"word-wrap=
:break-word;word-break:break-word;word-wrap:break-word;word-break:break-wor=
d;text-align:justify;color:#000;font-size:12px;font-family:Verdana,Arial,sa=
ns-serif"><br></span></p><p style=3D"margin:0;padding:0;line-height:1.25;ms=
o-line-height-rule:at-least;text-align:justify;font-family:Aptos,sans-serif=
;margin-block:0;margin-bottom:0;margin-top:0;word-wrap:break-word;word-brea=
k:break-word;mso-line-height-alt:125%"><span style=3D"word-wrap:break-word;=
word-break:break-word;word-wrap:break-word;word-break:break-word;text-align=
:justify;color:#000;font-size:12px;font-family:Verdana,Arial,sans-serif"><s=
pan style=3D"font-family:Verdana,Arial,sans-serif;font-style:normal;font-va=
riant-ligatures:normal;font-variant-caps:normal;font-weight:400;letter-spac=
ing:normal;orphans:2;text-align:center;text-indent:0;text-transform:none;wi=
dows:2;word-spacing:0;white-space:normal;background-color:#fff;text-decorat=
ion-thickness:initial;text-decoration-style:initial;text-decoration-color:#=
c0392b;font-size:12px;color:#c0392b;border-block-color:#c0392b;border-color=
:#c0392b;border-inline-color:#c0392b;caret-color:#c0392b;column-rule-color:=
#c0392b;outline-color:#c0392b;text-emphasis-color:#c0392b">Participation in=
the survey is<span style=3D"border-block-color:#c0392b;border-color:#c0392=
b;border-inline-color:#c0392b;caret-color:#c0392b;color:#c0392b;column-rule=
-color:#c0392b;font-family:Verdana,Arial,sans-serif;font-size:12px;outline-=
color:#c0392b;text-align:center;text-decoration-color:#c0392b;text-emphasis=
-color:#c0392b"> </span></span><span style=3D"font-family:Verdana,Aria=
l,sans-serif;font-style:normal;font-variant-ligatures:normal;font-variant-c=
aps:normal;letter-spacing:normal;orphans:2;text-align:center;text-indent:0;=
text-transform:none;widows:2;word-spacing:0;white-space:normal;background-c=
olor:#fff;text-decoration-thickness:initial;text-decoration-style:initial;t=
ext-decoration-color:#c0392b;font-size:12px;color:#c0392b;font-weight:700;b=
order-block-color:#c0392b;border-color:#c0392b;border-inline-color:#c0392b;=
caret-color:#c0392b;column-rule-color:#c0392b;outline-color:#c0392b;text-em=
phasis-color:#c0392b">free</span><span style=3D"font-family:Verdana,Arial,s=
ans-serif;font-style:normal;font-variant-ligatures:normal;font-variant-caps=
:normal;font-weight:400;letter-spacing:normal;orphans:2;text-align:center;t=
ext-indent:0;text-transform:none;widows:2;word-spacing:0;white-space:normal=
;background-color:#fff;text-decoration-thickness:initial;text-decoration-st=
yle:initial;text-decoration-color:#c0392b;font-size:12px;color:#c0392b;bord=
er-block-color:#c0392b;border-color:#c0392b;border-inline-color:#c0392b;car=
et-color:#c0392b;column-rule-color:#c0392b;outline-color:#c0392b;text-empha=
sis-color:#c0392b"><span style=3D"border-block-color:#c0392b;border-color:#=
c0392b;border-inline-color:#c0392b;caret-color:#c0392b;color:#c0392b;column=
-rule-color:#c0392b;font-family:Verdana,Arial,sans-serif;font-size:12px;out=
line-color:#c0392b;text-align:center;text-decoration-color:#c0392b;text-emp=
hasis-color:#c0392b"> </span>with the full Salary Report available for=
purchase in Oct 2026 - s</span><span style=3D"font-family:Verdana,Arial,sa=
ns-serif;font-style:normal;font-variant-ligatures:normal;font-variant-caps:=
normal;font-weight:400;letter-spacing:normal;orphans:2;text-align:center;te=
xt-indent:0;text-transform:none;widows:2;word-spacing:0;white-space:normal;=
background-color:rgba(0,0,0,0);text-decoration-thickness:initial;text-decor=
ation-style:initial;text-decoration-color:#c0392b;color:#c0392b;font-size:1=
2px;border-block-color:#c0392b;border-color:#c0392b;border-inline-color:#c0=
392b;caret-color:#c0392b;column-rule-color:#c0392b;outline-color:#c0392b;te=
xt-emphasis-color:#c0392b">ubmit by<span style=3D"border-block-color:#c0392=
b;border-color:#c0392b;border-inline-color:#c0392b;caret-color:#c0392b;colo=
r:#c0392b;column-rule-color:#c0392b;font-family:Verdana,Arial,sans-serif;fo=
nt-size:12px;outline-color:#c0392b;text-align:center;text-decoration-color:=
#c0392b;text-emphasis-color:#c0392b"> </span></span><span style=3D"fon=
t-family:Verdana,Arial,sans-serif;font-style:normal;font-variant-ligatures:=
normal;font-variant-caps:normal;letter-spacing:normal;orphans:2;text-align:=
center;text-indent:0;text-transform:none;widows:2;word-spacing:0;white-spac=
e:normal;background-color:rgba(0,0,0,0);text-decoration-thickness:initial;t=
ext-decoration-style:initial;text-decoration-color:#c0392b;color:#c0392b;fo=
nt-size:12px;font-weight:700;border-block-color:#c0392b;border-color:#c0392=
b;border-inline-color:#c0392b;caret-color:#c0392b;column-rule-color:#c0392b=
;outline-color:#c0392b;text-emphasis-color:#c0392b">5 Jun 2026</span><span =
style=3D"font-family:Verdana,Arial,sans-serif;font-style:normal;font-varian=
t-ligatures:normal;font-variant-caps:normal;font-weight:400;letter-spacing:=
normal;orphans:2;text-align:center;text-indent:0;text-transform:none;widows=
:2;word-spacing:0;white-space:normal;background-color:rgba(0,0,0,0);text-de=
coration-thickness:initial;text-decoration-style:initial;text-decoration-co=
lor:#c0392b;color:#c0392b;font-size:12px;border-block-color:#c0392b;border-=
color:#c0392b;border-inline-color:#c0392b;caret-color:#c0392b;column-rule-c=
olor:#c0392b;outline-color:#c0392b;text-emphasis-color:#c0392b"><span style=
=3D"border-block-color:#c0392b;border-color:#c0392b;border-inline-color:#c0=
392b;caret-color:#c0392b;color:#c0392b;column-rule-color:#c0392b;font-famil=
y:Verdana,Arial,sans-serif;font-size:12px;outline-color:#c0392b;text-align:=
center;text-decoration-color:#c0392b;text-emphasis-color:#c0392b"> </s=
pan>to enjoy a </span><span style=3D"font-family:Verdana,Arial,sans-se=
rif;font-style:normal;font-variant-ligatures:normal;font-variant-caps:norma=
l;letter-spacing:normal;orphans:2;text-align:center;text-indent:0;text-tran=
sform:none;widows:2;word-spacing:0;white-space:normal;background-color:rgba=
(0,0,0,0);text-decoration-thickness:initial;text-decoration-style:initial;t=
ext-decoration-color:#c0392b;color:#c0392b;font-size:12px;font-weight:700;b=
order-block-color:#c0392b;border-color:#c0392b;border-inline-color:#c0392b;=
caret-color:#c0392b;column-rule-color:#c0392b;outline-color:#c0392b;text-em=
phasis-color:#c0392b">10% early participant discount</span><span style=3D"f=
ont-family:Verdana,Arial,sans-serif;font-style:normal;font-variant-ligature=
s:normal;font-variant-caps:normal;font-weight:400;letter-spacing:normal;orp=
hans:2;text-align:center;text-indent:0;text-transform:none;widows:2;word-sp=
acing:0;white-space:normal;background-color:rgba(0,0,0,0);text-decoration-t=
hickness:initial;text-decoration-style:initial;text-decoration-color:#c0392=
b;color:#c0392b;font-size:12px;border-block-color:#c0392b;border-color:#c03=
92b;border-inline-color:#c0392b;caret-color:#c0392b;column-rule-color:#c039=
2b;outline-color:#c0392b;text-emphasis-color:#c0392b"><span style=3D"border=
-block-color:#c0392b;border-color:#c0392b;border-inline-color:#c0392b;caret=
-color:#c0392b;color:#c0392b;column-rule-color:#c0392b;font-family:Verdana,=
Arial,sans-serif;font-size:12px;outline-color:#c0392b;text-align:center;tex=
t-decoration-color:#c0392b;text-emphasis-color:#c0392b"> </span>on the=
report!</span></span></p></div><div style=3D"margin:10px"><p style=3D"marg=
in:0;padding:0;line-height:1.25;mso-line-height-rule:at-least;mso-line-heig=
ht-alt:125%"><span style=3D"font-weight:700">Take part in the survey to enj=
oy the following incentives:</span></p></div>
</th>
</tr>
</tbody>
</table>
</th>
</tr>
</tbody>
</table>
</th>
</tr>
<!--[if gte mso 9]> <tr><td style=3D"font-size: 0px; line-height:0px;mso-l=
ine-height-rule: exactly; display: none !important; mso-hide:all;"><p style=
=3D"font-size: 0px;height:0px; margin: 0px; padding:0;line-height: 0px; mso=
-line-height-rule: exactly; background-color: transparent;"><br/></p></td><=
/tr> <![endif]--></tbody>
</table></div><div class=3D"emptyContainer columns-equal-class wrap-section=
"><!--[if gte mso 9]> </div><div style=3D"background-color: transparent; bo=
rder:none;"> <![endif]--><!--[if gte mso 9]> <table align=3D"center" class=3D=
"outer-border-wrapper" width=3D"598" style=3D"width: 598; table-layout: fix=
ed; border-collapse: collapse;border-top-style: solid;border-right-style: s=
olid;border-bottom-style: solid;border-left-style: solid;border-top-color: =
rgb(0, 0, 0);border-right-color: rgb(0, 0, 0);border-bottom-color: rgb(0, 0=
, 0);border-left-color: rgb(0, 0, 0);border-top-width: 1px;border-right-wid=
th: 1px;border-bottom-width: 1px;border-left-width: 1px;" cellpadding=3D"0"=
cellspacing=3D"0" border=3D"0">
<tr><td><table class=3D"outer outer-wrapper" align=3D"center" cellpadding=3D=
"0" cellspacing=3D"0" style=3D"width: 598px; display: block;" role=3D"prese=
ntation"> <![endif]--><!--[if !mso]> <!----><table class=3D"outer" align=3D=
"center" cellpadding=3D"0" cellspacing=3D"0" style=3D"display:block" role=3D=
"presentation"><!--<![endif]-->
<tbody>
<tr>
<!--[if gte mso 9]> <th style=3D"padding: 10px; border-style: solid; border=
-color: rgb(0, 0, 0); border-width: 1px; border: none;" role=3D"presentatio=
n"> <![endif]--><!--[if !mso]> <!----><th style=3D"padding:10px;border-styl=
e:solid;border-color:#000;border-width:1px" role=3D"presentation"><!--<![en=
dif]-->
<table style=3D"width:100%;border-collapse:collapse" class=3D"containerWrap=
per tbContainer multi" cellpadding=3D"0" cellspacing=3D"0" role=3D"presenta=
tion">
<tbody>
<tr>
<th class=3D"columnContainer" style=3D"font-weight:400;text-align:left;vert=
ical-align:top;min-width:5px;width:109.82px;height:0" role=3D"presentation"=
>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"height:1=
00%" role=3D"presentation">
<tbody>
<tr>
<th class=3D"columnContainer inner" style=3D"text-align:left;min-width:5px;=
padding:10px;vertical-align:top;word-wrap:break-word;word-break:break-word;=
font-weight:400" role=3D"presentation">
<div style=3D"margin:10px"><div align=3D"Center" class=3D"imageWrapper" sty=
le=3D""><img src=3D"https://assets-apj.mkt.dynamics.com/3a1da97b-cc65-4721-=
a0d6-669e0230d316/digitalassets/images/81d1f0f6-a62d-f111-88b4-6045bd55eebb=
?ts=3D639106298659598728" style=3D"max-height:100%;box-sizing:border-box;di=
splay:block;width:65px;height:65px;max-width:100%!important" width=3D"65" h=
eight=3D"65"></div></div></th>
</tr>
</tbody>
</table>
</th>
<th class=3D"columnContainer" style=3D"font-weight:400;text-align:left;vert=
ical-align:top;min-width:5px;width:468.18px;height:0" role=3D"presentation"=
><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"height:=
100%" role=3D"presentation">
<tbody>
<tr>
<th class=3D"columnContainer inner" style=3D"text-align:left;padding:10px;m=
in-width:5px;vertical-align:top;word-wrap:break-word;word-break:break-word;=
font-weight:400" role=3D"presentation">
<div style=3D"margin:10px"><p style=3D"margin:0;padding:0;line-height:1.25;=
mso-line-height-rule:at-least;mso-line-height-alt:125%"><br>Complimentary <=
span style=3D"font-weight:700">SNEF Summary Report on Selected Allowances 2=
025</span></p></div></th>
</tr>
</tbody>
</table></th></tr>
</tbody>
</table>
</th>
</tr>
</tbody>
</table><!--[if gte mso 9]> </td></tr></table> <![endif]--></div><div class=
=3D"emptyContainer columns-equal-class wrap-section"><!--[if gte mso 9]> </=
div><div style=3D"background-color: transparent; border:none;"> <![endif]--=
><!--[if gte mso 9]> <table align=3D"center" class=3D"outer-border-wrapper"=
width=3D"598" style=3D"width: 598; table-layout: fixed; border-collapse: c=
ollapse;border-top-style: solid;border-right-style: solid;border-bottom-sty=
le: solid;border-left-style: solid;border-top-width: 1px;border-right-width=
: 1px;border-bottom-width: 1px;border-left-width: 1px;border-top-color: rgb=
(0, 0, 0);border-right-color: rgb(0, 0, 0);border-bottom-color: rgb(0, 0, 0=
);border-left-color: rgb(0, 0, 0);" cellpadding=3D"0" cellspacing=3D"0" bor=
der=3D"0">
<tr><td><table class=3D"outer outer-wrapper" align=3D"center" cellpadding=3D=
"0" cellspacing=3D"0" style=3D"width: 598px; display: block;" role=3D"prese=
ntation"> <![endif]--><!--[if !mso]> <!----><table class=3D"outer" align=3D=
"center" cellpadding=3D"0" cellspacing=3D"0" style=3D"display:block" role=3D=
"presentation"><!--<![endif]-->
<tbody>
<tr>
<!--[if gte mso 9]> <th style=3D"padding: 10px; border-style: solid; border=
-width: 1px; border-color: rgb(0, 0, 0); border: none;" role=3D"presentatio=
n"> <![endif]--><!--[if !mso]> <!----><th style=3D"padding:10px;border-styl=
e:solid;border-width:1px;border-color:#000" role=3D"presentation"><!--<![en=
dif]-->
<table style=3D"width:100%;border-collapse:collapse" class=3D"containerWrap=
per tbContainer multi" cellpadding=3D"0" cellspacing=3D"0" role=3D"presenta=
tion">
<tbody>
<tr>
<th class=3D"columnContainer" style=3D"font-weight:400;text-align:left;vert=
ical-align:top;min-width:5px;width:109.82px;height:0" role=3D"presentation"=
>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"height:1=
00%" role=3D"presentation">
<tbody>
<tr>
<th class=3D"inner" style=3D"text-align:left;min-width:5px;padding:10px;ver=
tical-align:top;word-wrap:break-word;word-break:break-word;font-weight:400"=
role=3D"presentation">
<div style=3D"margin:10px"><div align=3D"Center" class=3D"imageWrapper" sty=
le=3D""><!--[if gte mso 9]> <img src=3D"https://assets-apj.mkt.dynamics.com=
/3a1da97b-cc65-4721-a0d6-669e0230d316/digitalassets/images/4d921dd1-a82d-f1=
11-88b4-6045bd55eebb?ts=3D639106306613389925" style=3D"max-height: 100%; bo=
x-sizing: border-box; display: block; max-width: 100% !important;" width=3D=
"69.82" height=3D"69"> <![endif]--> <!--[if !mso]> <!----><img src=3D"https=
://assets-apj.mkt.dynamics.com/3a1da97b-cc65-4721-a0d6-669e0230d316/digital=
assets/images/4d921dd1-a82d-f111-88b4-6045bd55eebb?ts=3D639106306613389925"=
style=3D"max-height:100%;box-sizing:border-box;display:block;max-width:100=
%!important"><!--[endif]----></div></div></th>
</tr>
</tbody>
</table>
</th>
<th class=3D"columnContainer" style=3D"font-weight:400;text-align:left;vert=
ical-align:top;min-width:5px;width:468.18px;height:0" role=3D"presentation"=
><table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"height:=
100%" role=3D"presentation">
<tbody>
<tr>
<th class=3D"columnContainer inner" style=3D"text-align:left;padding:10px;m=
in-width:5px;vertical-align:top;word-wrap:break-word;word-break:break-word;=
font-weight:400" role=3D"presentation">
<div style=3D"margin:10px"><p style=3D"margin:0;padding:0;line-height:1.25;=
mso-line-height-rule:at-least;mso-line-height-alt:125%"><br>Complimentary <=
span style=3D"font-weight:700">SNEF Collation of Selected Graduate Salaries=
2025</span></p></div></th>
</tr>
</tbody>
</table></th></tr>
</tbody>
</table>
</th>
</tr>
</tbody>
</table><!--[if gte mso 9]> </td></tr></table> <![endif]--></div><div class=
=3D"emptyContainer columns-equal-class wrap-section"><!--[if gte mso 9]> </=
div><div style=3D"background-color: transparent; border:none;"> <![endif]--=
><!--[if gte mso 9]> <table align=3D"center" class=3D"outer-border-wrapper"=
width=3D"598" style=3D"width: 598; table-layout: fixed; border-collapse: c=
ollapse;border-top-style: solid;border-right-style: solid;border-bottom-sty=
le: solid;border-left-style: solid;border-top-width: 1px;border-right-width=
: 1px;border-bottom-width: 1px;border-left-width: 1px;border-top-color: rgb=
(0, 0, 0);border-right-color: rgb(0, 0, 0);border-bottom-color: rgb(0, 0, 0=
);border-left-color: rgb(0, 0, 0);" cellpadding=3D"0" cellspacing=3D"0" bor=
der=3D"0">
<tr><td><table class=3D"outer outer-wrapper" align=3D"center" cellpadding=3D=
"0" cellspacing=3D"0" style=3D"width: 598px; display: block;" role=3D"prese=
ntation"> <![endif]--><!--[if !mso]> <!----><table class=3D"outer" align=3D=
"center" cellpadding=3D"0" cellspacing=3D"0" style=3D"display:block" role=3D=
"presentation"><!--<![endif]-->
<tbody>
<tr>
<!--[if gte mso 9]> <th style=3D"padding: 10px; border-style: solid; border=
-width: 1px; border-color: rgb(0, 0, 0); border: none;" role=3D"presentatio=
n"> <![endif]--><!--[if !mso]> <!----><th style=3D"padding:10px;border-styl=
e:solid;border-width:1px;border-color:#000" role=3D"presentation"><!--<![en=
dif]-->
<table style=3D"width:100%;border-collapse:collapse" class=3D"containerWrap=
per tbContainer multi" cellpadding=3D"0" cellspacing=3D"0" role=3D"presenta=
tion">
<tbody>
<tr>
<th class=3D"columnContainer" style=3D"font-weight:400;text-align:left;vert=
ical-align:top;min-width:5px;width:109.82px;height:0" role=3D"presentation"=
>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"height:1=
00%" role=3D"presentation">
<tbody>
<tr>
<th class=3D"columnContainer inner" style=3D"text-align:left;min-width:5px;=
padding:10px;vertical-align:top;word-wrap:break-word;word-break:break-word;=
font-weight:400" role=3D"presentation">
<div style=3D"margin:20px 10px 10px"><div align=3D"center" class=3D"imageWr=
apper" style=3D"width:100%;" width=3D"100%"><!--[if gte mso 9]> <img src=3D=
"https://assets-apj.mkt.dynamics.com/3a1da97b-cc65-4721-a0d6-669e0230d316/d=
igitalassets/images/1b2de131-b02d-f111-88b4-6045bd55eebb?ts=3D6391063382462=
60591" style=3D"max-height: 100%; box-sizing: border-box; display: block; w=
idth: 70px; height: 70px; margin-left: auto; margin-right: auto; max-width:=
100% !important;" width=3D"69.82" height=3D"70"> <![endif]--> <!--[if !mso=
]> <!----><img src=3D"https://assets-apj.mkt.dynamics.com/3a1da97b-cc65-472=
1-a0d6-669e0230d316/digitalassets/images/1b2de131-b02d-f111-88b4-6045bd55ee=
bb?ts=3D639106338246260591" style=3D"max-height:100%;box-sizing:border-box;=
display:block;width:70px;height:70px;margin-left:auto;margin-right:auto;max=
-width:100%!important" width=3D"70" height=3D"70"><!--[endif]----><div clas=
s=3D"clear" style=3D"clear:both;height:0;width:0"></div></div></div></th>
</tr>
</tbody>
</table>
</th>
<th class=3D"columnContainer" style=3D"font-weight:400;text-align:left;vert=
ical-align:top;min-width:5px;width:468.18px;height:0" role=3D"presentation"=
>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"height:1=
00%" role=3D"presentation">
<tbody>
<tr>
<th class=3D"columnContainer inner" style=3D"text-align:left;min-width:5px;=
padding:10px;vertical-align:top;word-wrap:break-word;word-break:break-word;=
font-weight:400" role=3D"presentation">
<!--[if gte mso 9]> <table width=3D"448.18" style=3D"table-layout: fixed;b=
order-collapse: collapse; width: 448.18px; padding-top: 10px;padding-bottom=
: 10px; padding-left: 10px;padding-right: 10px; " cellpadding=3D"0" cellspa=
cing=3D"0" border=3D"0">
<tr>
<td valign=3D"top"> <![endif]--><div style=3D"padding:10px"><p style=3D"mar=
gin:0;padding:0;line-height:1.25;mso-line-height-rule:at-least;mso-line-hei=
ght-alt:125%">One complimentary seat to a selected sharing sesison of your =
choice on HR/IR topics:</p><ul style=3D"margin-top:15px;margin-bottom:15px;=
line-height:1.25;mso-line-height-rule:at-least;padding-inline-end:0;padding=
-inline-start:40px"><li><span style=3D"font-weight:700;font-size:12px">Sala=
ry & Benefits Update 2026</span><span style=3D"font-size:12px"> (14 May=
)</span></li><li style=3D"font-size:12px"><span style=3D"font-weight:700;fo=
nt-size:12px">Career Development for an Ageing Workforce</span> (10 Sep)</l=
i><li><span style=3D"font-weight:700;font-size:12px">Labour Market & Wa=
ge Outlook 2026/2027 </span><span style=3D"font-size:12px">(2 Oct)</span></=
li></ul></div><!--[if gte mso 9]> </td></tr></table> <![endif]--></th>
</tr>
</tbody>
</table>
</th>
</tr>
</tbody>
</table>
</th>
</tr>
</tbody>
</table><!--[if gte mso 9]> </td></tr></table> <![endif]--></div><div class=
=3D"emptyContainer columns-equal-class wrap-section"><!--[if gte mso 9]> </=
div><div style=3D"background-color: transparent; border:none;"> <![endif]--=
><!--[if gte mso 9]> <table align=3D"center" class=3D"outer-border-wrapper"=
width=3D"598" style=3D"width: 598; table-layout: fixed; border-collapse: c=
ollapse;border-top-style: solid;border-right-style: solid;border-bottom-sty=
le: solid;border-left-style: solid;border-top-color: rgb(0, 0, 0);border-ri=
ght-color: rgb(0, 0, 0);border-bottom-color: rgb(0, 0, 0);border-left-color=
: rgb(0, 0, 0);border-top-width: 1px;border-right-width: 1px;border-bottom-=
width: 1px;border-left-width: 1px;" cellpadding=3D"0" cellspacing=3D"0" bor=
der=3D"0">
<tr><td><table class=3D"outer outer-wrapper" align=3D"center" cellpadding=3D=
"0" cellspacing=3D"0" style=3D"width: 598px; display: block;" role=3D"prese=
ntation"> <![endif]--><!--[if !mso]> <!----><table class=3D"outer" align=3D=
"center" cellpadding=3D"0" cellspacing=3D"0" style=3D"display:block" role=3D=
"presentation"><!--<![endif]-->
<tbody>
<tr>
<!--[if gte mso 9]> <th style=3D"padding: 10px; border-style: solid; border=
-color: rgb(0, 0, 0); border-width: 1px; border: none;" role=3D"presentatio=
n"> <![endif]--><!--[if !mso]> <!----><th style=3D"padding:10px;border-styl=
e:solid;border-color:#000;border-width:1px" role=3D"presentation"><!--<![en=
dif]-->
<table style=3D"width:100%;border-collapse:collapse" class=3D"containerWrap=
per tbContainer multi" cellpadding=3D"0" cellspacing=3D"0" role=3D"presenta=
tion">
<tbody>
<tr>
<th class=3D"columnContainer" style=3D"font-weight:400;text-align:left;vert=
ical-align:top;min-width:5px;width:109.82px;height:0" role=3D"presentation"=
>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"height:1=
00%" role=3D"presentation">
<tbody>
<tr>
<th class=3D"columnContainer inner" style=3D"text-align:left;min-width:5px;=
padding:10px;vertical-align:top;word-wrap:break-word;word-break:break-word;=
font-weight:400" role=3D"presentation">
<div style=3D"margin:10px"><div align=3D"Center" class=3D"imageWrapper" sty=
le=3D""><!--[if gte mso 9]> <img src=3D"https://assets-apj.mkt.dynamics.com=
/3a1da97b-cc65-4721-a0d6-669e0230d316/digitalassets/images/55a50538-b12d-f1=
11-88b4-6045bd55eebb?ts=3D639106342652710200" style=3D"max-height: 100%; bo=
x-sizing: border-box; display: block; max-width: 100% !important;" width=3D=
"69.82" height=3D"69"> <![endif]--> <!--[if !mso]> <!----><img src=3D"https=
://assets-apj.mkt.dynamics.com/3a1da97b-cc65-4721-a0d6-669e0230d316/digital=
assets/images/55a50538-b12d-f111-88b4-6045bd55eebb?ts=3D639106342652710200"=
style=3D"max-height:100%;box-sizing:border-box;display:block;max-width:100=
%!important"><!--[endif]----></div></div></th>
</tr>
</tbody>
</table>
</th>
<th class=3D"columnContainer" style=3D"font-weight:400;text-align:left;vert=
ical-align:top;min-width:5px;width:468.18px;height:0" role=3D"presentation"=
>
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"height:1=
00%" role=3D"presentation">
<tbody>
<tr>
<th class=3D"columnContainer inner" style=3D"text-align:left;min-width:5px;=
padding:10px;vertical-align:top;word-wrap:break-word;word-break:break-word;=
font-weight:400" role=3D"presentation">
<div style=3D"margin:10px"><p style=3D"margin:0;padding:0;line-height:1.25;=
mso-line-height-rule:at-least;mso-line-height-alt:125%"><br></p><p style=3D=
"margin:0;padding:0;line-height:1.25;mso-line-height-rule:at-least;mso-line=
-height-alt:125%"><span style=3D"font-weight:700">~ 40% savings</span> on t=
he final Salary Report 2026</p></div></th>
</tr>
</tbody>
</table>
</th>
</tr>
</tbody>
</table>
</th>
</tr>
</tbody>
</table><!--[if gte mso 9]> </td></tr></table> <![endif]--></div><div class=
=3D"emptyContainer columns-equal-class wrap-section" style=3D"margin:0;bord=
er-radius:0"><!--[if gte mso 9]> </div><div style=3D"background-color: tran=
sparent; border:none;"> <![endif]--><table class=3D"outer" align=3D"center"=
cellpadding=3D"0" cellspacing=3D"0" style=3D"display:block" role=3D"presen=
tation">
<tbody>
<!--[if gte mso 9]> <tr><td style=3D"font-size: 0px; line-height:0px;mso-l=
ine-height-rule: exactly; display: none !important; mso-hide:all;"><p style=
=3D"font-size: 0px;height:0px; margin: 0px; padding:0;line-height: 0px; mso=
-line-height-rule: exactly; background-color: transparent;"><br/></p></td><=
/tr> <![endif]--><tr>
<th style=3D"padding:0;border-color:#000;border-style:none;border-radius:0"=
role=3D"presentation">
<table style=3D"width:100%;border-collapse:collapse" class=3D"containerWrap=
per tbContainer" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<th class=3D"columnContainer" style=3D"font-weight:400;text-align:left;vert=
ical-align:baseline;min-width:5px;width:600px;height:0;background-color:rgb=
a(0,0,0,0)" role=3D"presentation">
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentat=
ion" style=3D"height:100%">
<tbody>
<tr>
<th class=3D"inner" style=3D"text-align:left;min-width:5px;padding:10px;ver=
tical-align:baseline;word-wrap:break-word;word-break:break-word;background-=
color:rgba(0,0,0,0);border-color:#000;border-width:0;border-style:none;bord=
er-radius:0;font-weight:400" role=3D"presentation">
<!--[if gte mso 9]> <table align=3D"center" style=3D"border-collapse: coll=
apse;border-spacing: 0px;padding: 0px; margin: 0px;" cellpadding=3D"0" cell=
spacing=3D"0" border=3D"0" >
<tr><style> .buttonWrapper a {border-style: none !important;} .buttonWrappe=
r {padding: 0px !important; margin: 0px !important;} .buttonClass {mso-hide=
: none !important;}</style>
<td valign=3D"top" align=3D"center" width=3D"580"> <![endif]--><div align=3D=
"-webkit-center" style=3D"" class=3D"buttonWrapper"><!--[if gte mso 9]> <ta=
ble cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"border-colla=
pse: collapse;border-spacing: 0px;font-size: 0; line-height: 0;">
<tr>
<td>
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"" style=3D=
" color: rgb(0, 0, 0); border-collapse: collapse;border-spacing: 0px;">
<tbody>
<tr>
<td align=3D"center" valign=3D"center" style=3D"height: 20px; vertical-ali=
gn: middle; align-content: center; text-align: center; color: rgb(0, 0, 0);=
font-family: Arial, Verdana, sans-serif"><v:roundrect style=3D"height:40px=
;v-text-anchor:middle; width:149px;" arcsize=3D"10%" stroke=3D"false" fillc=
olor=3D"rgb(247, 229, 215)" >
<w:anchorlock/></v:roundrect>
<v:shapetype id=3D"mytype"
coordorigin=3D"0 0" coordsize=3D"200 200">
<v:path v=3D"m 0,0 l 0,200, 200,200, 200,0 x e"></v:path>
</v:shapetype>
<v:shape xmlns:v=3D"urn:schemas-microsoft-com:vml" type=3D"#mytype" href=3D=
"https://snef.org.sg/news-resources/publications-resources/SS26Datacollecti=
ontoolkit.xlsx" data-msdyn-tracking=3D"false" data-msdyn-tracking-id=3D"30e=
f3c0635cf71651031326896" fill=3D"false" stroke=3D"false" style=3D"position:=
absolute; top: 0px; left: 0px;padding: 0px;height:40px;width:149px;v-text-=
anchor:middle;">
<v:textbox inset=3D"0,0,0,0"><center style=3D"font-family: Arial, Verdana, =
sans-serif;font-size: 14px; color: rgb(0, 0, 0); font-weight: bold;">Partic=
ipate now!</center></v:textbox></v:shape></td></tr></tbody></table></td>
</tr></table> <![endif]--> <!--[if !mso]> <!----><a class=3D"buttonClass" h=
ref=3D"https://snef.org.sg/news-resources/publications-resources/SS26Dataco=
llectiontoolkit.xlsx" style=3D"text-align:center;margin-right:auto;margin-l=
eft:auto;display:inline-block;width:fit-content;height:auto;max-width:100%;=
line-height:normal;text-decoration:none;background-color:#f7e5d7;color:#000=
;font-weight:700;border-radius:4px;border-width:1px;border-color:#fff;paddi=
ng:10px 20px;mso-hide:none!important" data-msdyn-tracking-id=3D"30ef3c0635c=
f71651031326896" data-msdyn-tracking=3D"false"><span style=3D"display:inlin=
e-block;min-width:1px">Participate now!</span></a><!--[endif]----></div><!-=
-[if gte mso 9]> </td></tr></table> <![endif]--><div><p style=3D"margin:0;p=
adding:0;line-height:1.25;mso-line-height-rule:at-least;text-align:center;m=
so-line-height-alt:125%">And submit the completed data collection toolkit t=
o survey@snef.org.sg</p></div><div style=3D"margin:10px"><p style=3D"margin=
:0;padding:0;line-height:1.25;mso-line-height-rule:at-least;mso-line-height=
-alt:125%"><span style=3D"font-size:11px;font-family:Verdana,Arial,sans-ser=
if">For more information about the survey, click <a href=3D"https://snef.or=
g.sg/news-resources/publications-resources/SS26Brochure.pdf" data-msdyn-tra=
cking-id=3D"05bb518b-f357-4bb8-9764-e84aceeb7beb" data-msdyn-tracking=3D"fa=
lse" style=3D"text-decoration:none"><span style=3D"font-family:Verdana,Aria=
l,sans-serif">here</span></a> to view the brochure.</span></p><p style=3D"m=
argin:0;padding:0;line-height:1.25;mso-line-height-rule:at-least;mso-line-h=
eight-alt:125%"><span style=3D"font-size:11px"></span></p><p style=3D"margi=
n:0;padding:0;line-height:1.25;mso-line-height-rule:at-least;mso-line-heigh=
t-alt:125%"><span style=3D"font-size:11px;font-family:Verdana,Arial,sans-se=
rif">For step-by-step guide, click <a href=3D"https://snef.org.sg/news-reso=
urces/publications-resources/SS26Guide.pdf" style=3D"text-decoration:none">=
<span style=3D"font-family:Verdana,Arial,sans-serif">here</span></a> for th=
e instruction manual guide.</span></p><p style=3D"margin:0;padding:0;line-h=
eight:1.25;mso-line-height-rule:at-least;mso-line-height-alt:125%"><span st=
yle=3D"font-size:11px;color:#000;font-family:Verdana,Arial,sans-serif">If y=
ou are unable to download the data
collection toolkit above, please visit this link:</span><span style=3D"font=
-weight:700;color:#000"> <span data-teams=3D"true"><a href=3D"https://=
snef.org.sg/news-resources/publications-resources/SS26Datacollectiontoolkit=
.xlsx" style=3D"text-decoration:none"><span style=3D"font-size:10px;font-fa=
mily:Verdana,Arial,sans-serif">https://snef.org.sg/news-resources/publicati=
ons-resources/SS26Datacollectiontoolkit.xlsx</span></a></span></span></p></=
div>
</th>
</tr>
</tbody>
</table>
</th>
</tr>
</tbody>
</table>
</th>
</tr>
<!--[if gte mso 9]> <tr><td style=3D"font-size: 0px; line-height:0px;mso-l=
ine-height-rule: exactly; display: none !important; mso-hide:all;"><p style=
=3D"font-size: 0px;height:0px; margin: 0px; padding:0;line-height: 0px; mso=
-line-height-rule: exactly; background-color: transparent;"><br/></p></td><=
/tr> <![endif]--></tbody>
</table></div><div class=3D"emptyContainer columns-equal-class wrap-section=
"><!--[if gte mso 9]> </div><div style=3D"background-color: transparent; bo=
rder:none;"> <![endif]--><table class=3D"outer" align=3D"center" cellpaddin=
g=3D"0" cellspacing=3D"0" style=3D"display:block" role=3D"presentation">
<tbody>
<!--[if gte mso 9]> <tr style=3D"padding: 0px;mso-line-height-rule: exactly=
;line-height: 1px; " height=3D"0"><td> </td></tr> <![endif]--><tr>
<th style=3D"padding:10px" role=3D"presentation">
<table style=3D"width:100%;border-collapse:collapse" class=3D"containerWrap=
per tbContainer" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation">
<tbody>
<tr>
<th class=3D"columnContainer" style=3D"font-weight:400;text-align:left;vert=
ical-align:top;min-width:5px;width:580px;height:0" role=3D"presentation">
<table width=3D"100%" cellpadding=3D"0" cellspacing=3D"0" style=3D"height:1=
00%" role=3D"presentation">
<tbody>
<tr>
<th class=3D"inner" style=3D"text-align:left;min-width:5px;padding:10px;ver=
tical-align:top;word-wrap:break-word;word-break:break-word;font-weight:400"=
role=3D"presentation">
<div style=3D"font-family:Verdana,Arial,sans-serif;font-size:14px;color:#00=
0">
<div class=3D"contentBlockWrapper" style=3D"background-color:rgba(0,0,0,0);=
border-color:#000;border-width:0;border-style:none;margin:0;padding:0;verti=
cal-align:top;border-radius:0"><!--[if gte mso 9]> <table align=3D"center" =
style=3D"border-collapse: collapse;border-spacing: 0px;padding: 0px; margi=
n: 0px;" cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%">
<tr><style> .dividerDivWrapper {margin: 0px !important; } .dividerInnerWrap=
per {padding-top: 20px !important; padding-bottom: 20px !important;} </styl=
e>
<td class=3D"dividerInnerWrapper" valign=3D"top" style=3D"padding-left: 20=
px; padding-right: 20px;padding-top: 0px; padding-bottom: 0px;"> <![endif]=
--><div style=3D"margin:20px;padding:0" class=3D"dividerDivWrapper"><div cl=
ass=3D"dividerWrapper" align=3D"center"><table style=3D"padding:0;margin:0;=
width:100%;border-collapse:collapse" role=3D"presentation" class=3D"" cellp=
adding=3D"0" cellspacing=3D"0"><tbody><tr style=3D"padding:0"><th style=3D"=
margin:0;padding:0;vertical-align:top;border-top-width:2px;border-top-style=
:solid;border-top-color:#e1dfdd"><p style=3D"mso-line-height-rule:at-least;=
margin:0;padding:0;line-height:0;width:100%"><span style=3D"line-height:0">=
<!--[if gte mso 9]><br/><![endif]--> </span></p></th></tr></tbody></ta=
ble></div></div><!--[if gte mso 9]> </td></tr></table> <![endif]--><div sty=
le=3D"margin:0;padding:0"><div align=3D"left" class=3D"imageWrapper" style=3D=
"width:100%;" width=3D"100%"><img src=3D"https://assets-apj.mkt.dynamics.co=
m/3a1da97b-cc65-4721-a0d6-669e0230d316/digitalassets/images/ca558e2d-6b56-e=
d11-9562-000d3a8568c7?ts=3D638025221918071690" style=3D"max-height:100%;box=
-sizing:border-box;display:block;border-radius:0;margin-left:0;margin-right=
:auto;width:174px;height:38px;max-width:100%!important" width=3D"174" heigh=
t=3D"38"><div class=3D"clear" style=3D"clear:both;height:0;width:0"></div><=
/div></div><div style=3D"margin:0;line-height:1"><p style=3D"margin:0;paddi=
ng:0;line-height:1.25;mso-line-height-rule:at-least;mso-line-height-alt:125=
%"></p><p style=3D"margin:0;padding:0;mso-line-height-rule:at-least;backgro=
und:#fff;word-wrap:break-word;word-break:break-word;line-height:1;mso-line-=
height-alt:100%">
</p><p style=3D"margin:0;padding:0;line-height:1.25;mso-line-height-rule:at=
-least;mso-line-height-alt:125%"><span style=3D"font-family:Arial,Verdana,s=
ans-serif;font-weight:700"><br></span></p><p style=3D"margin:0;padding:0;li=
ne-height:1.25;mso-line-height-rule:at-least;mso-line-height-alt:125%"><spa=
n style=3D"font-family:Arial,Verdana,sans-serif;font-weight:700">SINGAPORE =
NATIONAL EMPLOYERS FEDERATION</span></p><p style=3D"margin:0;padding:0;line=
-height:1.25;mso-line-height-rule:at-least;mso-line-height-alt:125%"><span =
style=3D"font-family:Arial,Verdana,sans-serif">60 Paya Lebar Road, #13-45, =
Paya Lebar Square (Lobby 2)</span></p><p style=3D"margin:0;padding:0;line-h=
eight:1.25;mso-line-height-rule:at-least;mso-line-height-alt:125%"><span st=
yle=3D"font-family:Arial,Verdana,sans-serif">Singapore 409051 | Office: (65=
) 6290 7633</span></p><span style=3D"font-family:Arial,Verdana,sans-serif">=
</span><a href=3D"https://public-apj.mkt.dynamics.com/api/orgs/3a1da97b-cc6=
5-4721-a0d6-669e0230d316/r/LHu_hKrTz0eCPKXSujYBAAAAAAA?msdynmkt_target=3D%7=
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pany%25252Fsingapore-national-employers-federation%25252F%25253ForiginalSub=
domain%25253Dsg%2526data%253D05%25257C02%25257Csusanna_tan%252540snef.org.s=
g%25257C52540517e9514448a96008dc5df341e2%25257C34a6947bbb3a486dad1c4265ac59=
cd11%25257C0%25257C0%25257C638488547554247078%25257CUnknown%25257CTWFpbGZsb=
3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%25253D%2=
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ingapore-national-employers-federation/?originalSubdomain=3Dsg" style=3D"bo=
rder-block-color:#00e;border-color:#00e;border-inline-color:#00e;caret-colo=
r:#00e;color:#00e;column-rule-color:#00e;cursor:pointer;font-family:Aptos,s=
ans-serif;outline-color:#00e;word-wrap:break-word;word-break:break-word;tex=
t-decoration:underline #00e;text-emphasis-color:#00e;-webkit-text-decoratio=
ns-in-effect:underline;-webkit-text-fill-color:#00e;-webkit-text-stroke-col=
or:#00e;line-height:1"><b style=3D"border-block-color:#00e;border-color:#00=
e;border-inline-color:#00e;caret-color:#00e;color:#00e;column-rule-color:#0=
0e;cursor:pointer;font-family:Aptos,sans-serif;outline-color:#00e;word-wrap=
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color:#00e;-webkit-text-decorations-in-effect:underline;-webkit-text-fill-c=
olor:#00e;-webkit-text-stroke-color:#00e"><span style=3D"font-size:10.67px;=
font-family:Arial,Verdana,sans-serif;color:#666;border-block-color:#666;bor=
der-color:#666;border-inline-color:#666;caret-color:#00e;column-rule-color:=
#666;cursor:pointer;font-weight:700;outline-color:#666;word-wrap:break-word=
;word-break:break-word;text-decoration-color:#666;text-emphasis-color:#00e;=
-webkit-text-decorations-in-effect:underline;-webkit-text-fill-color:#00e;-=
webkit-text-stroke-color:#00e">LinkedIn</span></b></a><b style=3D"word-wrap=
:break-word;word-break:break-word"><span style=3D"font-size:10.67px;font-fa=
mily:Arial,Verdana,sans-serif;color:#666;border-block-color:#666;border-col=
or:#666;border-inline-color:#666;caret-color:#666;column-rule-color:#666;fo=
nt-weight:700;outline-color:#666;word-wrap:break-word;word-break:break-word=
;text-decoration-color:#666;text-emphasis-color:#666;-webkit-text-fill-colo=
r:#666;-webkit-text-stroke-color:#666"> </span></b><span style=3D"fon=
t-size:12pt;font-family:Arial,Verdana,sans-serif;word-wrap:break-word;word-=
break:break-word"><a href=3D"https://public-apj.mkt.dynamics.com/api/orgs/3=
a1da97b-cc65-4721-a0d6-669e0230d316/r/LHu_hKrTz0eCPKXSujYBAAEAAAA?msdynmkt_=
target=3D%7B%22TargetUrl%22%3A%22https%253A%252F%252Fapc01.safelinks.protec=
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2%25257C34a6947bbb3a486dad1c4265ac59cd11%25257C0%25257C0%25257C638488547554=
258670%25257CUnknown%25257CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIi=
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ecorations-in-effect:underline;-webkit-text-fill-color:#00e;-webkit-text-st=
roke-color:#00e;line-height:1"><b style=3D"border-block-color:#00e;border-c=
olor:#00e;border-inline-color:#00e;caret-color:#00e;color:#00e;column-rule-=
color:#00e;cursor:pointer;font-family:Aptos,sans-serif;outline-color:#00e;w=
ord-wrap:break-word;word-break:break-word;text-decoration-color:#00e;text-e=
mphasis-color:#00e;-webkit-text-decorations-in-effect:underline;-webkit-tex=
t-fill-color:#00e;-webkit-text-stroke-color:#00e"><span style=3D"font-size:=
10.67px;font-family:Arial,Verdana,sans-serif;color:#666;border-block-color:=
#666;border-color:#666;border-inline-color:#666;caret-color:#00e;column-rul=
e-color:#666;cursor:pointer;font-weight:700;outline-color:#666;word-wrap:br=
eak-word;word-break:break-word;text-decoration-color:#666;text-emphasis-col=
or:#00e;-webkit-text-decorations-in-effect:underline;-webkit-text-fill-colo=
r:#00e;-webkit-text-stroke-color:#00e">Facebook</span></b></a></span><b sty=
le=3D"word-wrap:break-word;word-break:break-word"><span style=3D"font-size:=
10.67px;font-family:Arial,Verdana,sans-serif;color:#666;border-block-color:=
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reak:break-word;text-decoration-color:#666;text-emphasis-color:#666;-webkit=
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an style=3D"font-size:12pt;font-family:Arial,Verdana,sans-serif;word-wrap:b=
reak-word;word-break:break-word"><a href=3D"https://public-apj.mkt.dynamics=
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ion:underline #00e;text-emphasis-color:#00e;-webkit-text-decorations-in-eff=
ect:underline;-webkit-text-fill-color:#00e;-webkit-text-stroke-color:#00e;l=
ine-height:1"><b style=3D"border-block-color:#00e;border-color:#00e;border-=
inline-color:#00e;caret-color:#00e;color:#00e;column-rule-color:#00e;cursor=
:pointer;font-family:Aptos,sans-serif;outline-color:#00e;word-wrap:break-wo=
rd;word-break:break-word;text-decoration-color:#00e;text-emphasis-color:#00=
e;-webkit-text-decorations-in-effect:underline;-webkit-text-fill-color:#00e=
;-webkit-text-stroke-color:#00e"><span style=3D"font-size:10.67px;font-fami=
ly:Arial,Verdana,sans-serif;color:#666;border-block-color:#666;border-color=
:#666;border-inline-color:#666;caret-color:#00e;column-rule-color:#666;curs=
or:pointer;font-weight:700;outline-color:#666;word-wrap:break-word;word-bre=
ak:break-word;text-decoration-color:#666;text-emphasis-color:#00e;-webkit-t=
ext-decorations-in-effect:underline;-webkit-text-fill-color:#00e;-webkit-te=
xt-stroke-color:#00e">Website</span></b></a></span><b style=3D"word-wrap:br=
eak-word;word-break:break-word"><span style=3D"font-size:10.67px;font-famil=
y:Arial,Verdana,sans-serif;color:#666;border-block-color:#666;border-color:=
#666;border-inline-color:#666;caret-color:#666;column-rule-color:#666;font-=
weight:700;outline-color:#666;word-wrap:break-word;word-break:break-word;te=
xt-decoration-color:#666;text-emphasis-color:#666;-webkit-text-fill-color:#=
666;-webkit-text-stroke-color:#666"> </span></b><b style=3D"word-wrap=
:break-word;word-break:break-word"><span style=3D"font-size:10.67px;font-fa=
mily:Arial,Verdana,sans-serif;color:#666;border-block-color:#666;border-col=
or:#666;border-inline-color:#666;caret-color:#666;column-rule-color:#666;fo=
nt-weight:700;outline-color:#666;word-wrap:break-word;word-break:break-word=
;text-decoration-color:#666;text-emphasis-color:#666;-webkit-text-fill-colo=
r:#666;-webkit-text-stroke-color:#666">Responsible Employers,
Sustain</span></b><b style=3D"word-wrap:break-word;word-break:break-word"><=
span style=3D"font-size:10.67px;font-family:Arial,Verdana,sans-serif;color:=
#666;border-block-color:#666;border-color:#666;border-inline-color:#666;car=
et-color:#666;column-rule-color:#666;font-weight:700;outline-color:#666;wor=
d-wrap:break-word;word-break:break-word;text-decoration-color:#666;text-emp=
hasis-color:#666;-webkit-text-fill-color:#666;-webkit-text-stroke-color:#66=
6">able Business </span><span style=3D"font-size:9.33px;font-family:Arial,V=
erdana,sans-serif;color:#666;border-block-color:#666;border-color:#666;bord=
er-inline-color:#666;caret-color:#666;column-rule-color:#666;font-weight:70=
0;outline-color:#666;word-wrap:break-word;word-break:break-word;text-decora=
tion-color:#666;text-emphasis-color:#666;-webkit-text-fill-color:#666;-webk=
it-text-stroke-color:#666"> </span></b><b style=3D"word-wrap:break-wor=
d;word-break:break-word"><span style=3D"font-size:9.33px;font-family:Roboto=
;color:#666;border-block-color:#666;border-color:#666;border-inline-color:#=
666;caret-color:#666;column-rule-color:#666;font-weight:700;outline-color:#=
666;word-wrap:break-word;word-break:break-word;text-decoration-color:#666;t=
ext-emphasis-color:#666;-webkit-text-fill-color:#666;-webkit-text-stroke-co=
lor:#666">
</span></b></div><div style=3D"margin:0"><p style=3D"margin:0;padding:0;lin=
e-height:1.25;mso-line-height-rule:at-least;text-align:justify;mso-line-hei=
ght-alt:125%">
</p><p style=3D"margin:0;padding:0;line-height:1.25;mso-line-height-rule:at=
-least;color:#000;font-family:Verdana,Arial,sans-serif;font-size:14px;font-=
style:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-we=
ight:400;letter-spacing:normal;orphans:2;text-indent:0;text-transform:none;=
widows:2;word-spacing:0;-webkit-text-stroke-width:0;white-space:normal;text=
-decoration-thickness:initial;text-decoration-style:initial;text-decoration=
-color:initial;text-align:justify;margin-block:14px;margin-bottom:14px;marg=
in-top:14px;mso-line-height-alt:125%"><span style=3D"font-family:Arial,Verd=
ana,sans-serif;font-size:10px;text-align:justify"><br style=3D"font-family:=
Arial,Verdana,sans-serif;font-size:10px;text-align:justify">This message ma=
y contain confidential information intended only for the individual named. =
If you are not the named or intended addressee, do not disseminate, distrib=
ute or copy this email. Please notify the sender immediately and delete thi=
s email from your system. Any views expressed in the email are those of the=
individual sender, except where the sender specifically states them to be =
the view of the Singapore National Employers Federation (SNEF). Any use, co=
py or disclosure of the message or any information contained therein to any=
one for any purpose other than as permitted by (SNEF) is strictly prohibite=
d.</span></p><p style=3D"margin:0;line-height:1.25;mso-line-height-rule:at-=
least;color:#000;font-family:Verdana,Arial,sans-serif;font-size:14px;font-s=
tyle:normal;font-variant-ligatures:normal;font-variant-caps:normal;font-wei=
ght:400;letter-spacing:normal;orphans:2;text-indent:0;text-transform:none;w=
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