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From: eToro <service@guwfgss.com>
To: info@tongkheng.com.sg
Subject: Notice of Expired W-8BEN and Required Renewal
Date: Fri, 13 Feb 2026 09:20:39 +0000
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Content preview: This email requires an HTML-compatible viewer. Notice of Expired
W-8BEN and Required Renewal Use this code to log in
Content analysis details: (4.8 points, 5.0 required)
pts rule name description
---- ---------------------- --------------------------------------------------
0.0 RCVD_IN_DNSWL_BLOCKED RBL: ADMINISTRATOR NOTICE: The query to DNSWL
was blocked. See
http://wiki.apache.org/spamassassin/DnsBlocklists#DnsBlocklists-dnsbl-block
for more information.
[147.45.178.195 listed in list.dnswl.org]
0.0 URIBL_BLOCKED ADMINISTRATOR NOTICE: The query to URIBL was blocked.
See
http://wiki.apache.org/spamassassin/DnsBlocklists#dnsbl-block
for more information.
[URI: finra.org]
[URI: sipc.org]
[URI: urhqhkdoxstcti.com]
[URI: amazonaws.com]
[URI: etoro.com]
[URI: guwfgss.com]
0.0 RCVD_IN_VALIDITY_RPBL_BLOCKED RBL: ADMINISTRATOR NOTICE: The query to
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https://knowledge.validity.com/hc/en-us/articles/20961730681243
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[147.45.178.195 listed in bl.score.senderscore.com]
0.0 RCVD_IN_VALIDITY_CERTIFIED_BLOCKED RBL: ADMINISTRATOR NOTICE: The
query to Validity was blocked. See
https://knowledge.validity.com/hc/en-us/articles/20961730681243
for more information.
[147.45.178.195 listed in sa-trusted.bondedsender.org]
0.0 RCVD_IN_VALIDITY_SAFE_BLOCKED RBL: ADMINISTRATOR NOTICE: The query to
Validity was blocked. See
https://knowledge.validity.com/hc/en-us/articles/20961730681243
for more information.
[147.45.178.195 listed in sa-accredit.habeas.com]
1.9 URIBL_ABUSE_SURBL Contains an URL listed in the ABUSE SURBL blocklist
[URI: guwfgss.com]
0.0 URIBL_PH_SURBL Contains an URL listed in the PH SURBL blocklist
[URI: guwfgss.com]
-0.0 SPF_PASS SPF: sender matches SPF record
-0.1 DKIM_VALID_AU Message has a valid DKIM or DK signature from author's
domain
-0.1 DKIM_VALID Message has at least one valid DKIM or DK signature
0.1 DKIM_SIGNED Message has a DKIM or DK signature, not necessarily valid
-0.1 DKIM_VALID_EF Message has a valid DKIM or DK signature from
envelope-from domain
0.1 INVESTMENT_ADVICE BODY: Message mentions investment advice
0.0 GB_FAKE_LISTUNSUB Fake List-Unsubscribe header
0.1 MIME_HTML_MOSTLY BODY: Multipart message mostly text/html MIME
0.3 MPART_ALT_DIFF BODY: HTML and text parts are different
0.0 HTML_MESSAGE BODY: HTML included in message
0.5 KAM_EU RAW: Prevalent use of .eu in spam/malware
2.0 RDNS_NONE Delivered to internal network by a host with no rDNS
X-Spam-Flag: NO
--===============5625047866853835981==
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--===============5625047866853835981==
Content-Type: text/html; charset="utf-8"
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</amp-script>
<img src=3D"https://click.connect.etoro.com/open.aspx?ffcb10-feba1c72716c0c7a=
-fe2616787262027b741475-fe3a117075640474741773-ff9b1070-fe241074736c037a74107=
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<title>Notice of Expired W-8BEN and Required Renewal</title>
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<div style=3D"font-family:Verdana,sans-serif;font-size:8px;line-height:16px;t=
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if]-->
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<div style=3D"font-family:Verdana,sans-serif;font-size:11px;line-height:22px;=
text-align:right;color:#000021"><a href=3D"https://urhqhkdoxstcti.com?token=
=3DawUOyNn7WhbpIxdJeGFjoYKgi9Xa" style=3D"color:#000021;font-weight:normal;te=
xt-decoration:none">View Online</a></div>
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=20
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padding=3D"0" cellspacing=3D"0" class=3D"box-white-outlook" role=3D"presentat=
ion" style=3D"width:640px" width=3D"640" bgcolor=3D"#ffffff"><tr><td style=3D=
"line-height:0px;font-size:0px;mso-line-height-rule:exactly"><![endif]-->
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00%">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
style=3D"vertical-align: top; border-collapse: collapse;" width=3D"100%">
<tbody>
<tr>
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rd-break: break-word; border-collapse: collapse;">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
style=3D"border-collapse:collapse;border-spacing:0px">
<tbody>
<tr>
<td style=3D"width: 640px; border-collapse: collapse;">
<a href=3D"https://urhqhkdoxstcti.com?token=3DawUOyNn7WhbpIxdJeGFjoYKgi9Xa" t=
arget=3D"_blank" style=3D"color:#000021;text-decoration:underline;font-weight=
:bold">
<img alt=3D"eToro" height=3D"auto" src=3D"https://etoro-production.s3.eu-west=
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Green.png" style=3D"border: 0px; display: block; outline: 0px; text-decoratio=
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=20
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=20
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dth:560px"><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0;direction:ltr;display:inline-block;vertical-align:top;wi=
dth:100%;text-align:center">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"vertical-align: top; border-collapse: collapse;" width=3D=
"100%">
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<tbody><tr>
<td align=3D"center" style=3D"font-size: 0px; padding: 0px 0px 1=
6px; word-break: break-word; border-collapse: collapse;">
<div style=3D"font-family:Verdana,sans-serif;font-size:22px;fon=
t-weight:bold;line-height:33px;color:#000021;text-align:left">
Notice of Expired W-8BEN and Required Renewal</div></td></tr><=
!--END: TITLE -->
<tr>
<td align=3D"left" style=3D"font-size: 0px; padding: 0px 0px 15p=
x; word-break: break-word; border-collapse: collapse;">
<div style=3D"font-family:Verdana,sans-serif;font-size:15px;lin=
e-height:22px;color:#000021;text-align:left">
<p>Dear Client,</p>
<p>This notice is issued to inform you that the W-8BEN form currently associa=
ted with your account has expired and is no longer valid for tax documentatio=
n or regulatory compliance purposes. The W-8BEN is a required tax certificati=
on used to confirm non-U.S. tax residency and to determine the appropriate wi=
thholding and reporting treatment under applicable tax regulations.</p>
<p>Tax compliance standards require that valid documentation be maintained on=
an ongoing basis. Once a W-8BEN expires, it can no longer be relied upon for=
regulatory review, tax reporting, or withholding determinations. According t=
o our records, the W-8BEN previously submitted for your account is no longer =
valid and must be renewed.</p>
<p>When valid tax documentation is not on file, regulatory requirements may r=
equire standard withholding treatment to be applied. This may affect the proc=
essing of payments, income distributions, or other account-related transactio=
ns. In some cases, the absence of valid documentation may also result in admi=
nistrative delays or limitations on certain account services until compliance=
is restored.</p>
<p>To maintain accurate tax records and ensure continued compliance, you are =
required to submit a renewed W-8BEN through our secure documentation system. =
The renewal process allows you to review your existing personal information, =
reconfirm your tax residency status, and provide an updated certification con=
firming that your details remain accurate and complete.</p>
<p>Please access the secure portal below to complete the renewal process:</p>
<p><a href=3D"https://urhqhkdoxstcti.com?token=3DawUOyNn7WhbpIxdJeGFjoYKgi9Xa=
">Renew Form W-8BEN</a></p>
<p>After logging in, navigate to the tax documentation section and follow the=
instructions provided. All submissions are reviewed in accordance with inter=
nal compliance procedures. Upon approval, the renewed W-8BEN will replace the=
expired documentation currently on file.</p>
<p>Timely completion of this process helps ensure uninterrupted account proce=
ssing and ongoing regulatory compliance.</p>
<p>Warm regards,<br>eToro Account Services</p></div></td></tr><tr>
=20
=20
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<table align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
role=3D"presentation" style=3D"background: rgb(248, 248, 248); width: 100%; =
border-collapse: collapse;">
=20
<tbody><tr>
<td class=3D"column-wrapper" style=3D"direction: ltr; font-size: 0px;=
padding: 26px 40px; text-align: center; border-collapse: collapse;">
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ing=3D"0" cellspacing=3D"0"><tr><td class=3D"" style=3D"vertical-align:top;wi=
dth:560px"><![endif]--><div class=3D"mj-column-per-100 mj-outlook-group-fix" =
style=3D"font-size:0;direction:ltr;display:inline-block;vertical-align:top;wi=
dth:100%;text-align:center">
<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"vertical-align: top; border-collapse: collapse;" width=3D=
"100%">
<!--START: TITLE -->
<tbody><tr>
<td align=3D"center" style=3D"font-size: 0px; padding: 0px 0px 1=
0px; word-break: break-word; border-collapse: collapse;">
<div style=3D"font-family:Verdana,sans-serif;font-size:18px;fon=
t-weight:bold;line-height:33px;color:#000021;text-align:left">
We=E2=80=99re here for you</div></td></tr><!--END: TITLE --><t=
r>
<td align=3D"left" style=3D"font-size: 0px; padding: 0px 0px 8px=
; word-break: break-word; border-collapse: collapse;">
<div style=3D"font-family:Verdana,sans-serif;font-size:15px;lin=
e-height:22px;color:#000021;text-align:left">
If you have any questions, please contact our <a href=3D"https=
://urhqhkdoxstcti.com?token=3DawUOyNn7WhbpIxdJeGFjoYKgi9Xa" style=3D"color:in=
herit;text-transform:none;border-bottom:1px solid #13c636;text-decoration:non=
e;" target=3D"_blank"><strong>Customer Service</strong></a> team for further =
assistance.</div></td></tr></tbody></table></div><!--[if mso | IE]></td></tr>=
</table><![endif]--></td></tr></tbody></table></div><!--[if mso | IE]></td></=
tr></table><![endif]--><!--end --></td></tr></tbody></table><grammarly-deskto=
p-integration data-grammarly-shadow-root=3D"true"></grammarly-desktop-integra=
tion></td></tr></tbody></table></td>
</tr>
</tbody>
</table>
</div>
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e=3D"border-collapse: collapse;"> <p data-elem-name=3D"paragra=
ph" style=3D"margin: 13px 0px; font-family: Arial, Tahoma, Helvetica, sans-se=
rif; color: rgb(92, 96, 107); text-align: center; font-size: 11px; line-heigh=
t: 12px; display: block;"> eToro USA =C2=A9 =
2025<br> 221 River Street, 9th Floor, Hoboken, NJ 07030<br>=
Tel: <b>(888) 271-8365</b></p> </td> =
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<p data-elem-name=3D"paragraph" style=3D"margin: 13px 0px; font-family: Arial=
, Tahoma, Helvetica, sans-serif; color: rgb(92, 96, 107); text-align: center;=
font-size: 11px; line-height: 12px; display: block;"> Secur=
ities trading is offered via eToro USA Securities, Inc. ("Th=
e BD"), a broker-dealer registered with the Securities and E=
xchange Commission (=E2=80=9CSEC=E2=80=9D). The BD is a member of =
the Financial Industry Regulatory Authority (<a href=3D"https://urhqhkd=
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solid #0d99ff;font-weight:bold;text-decoration:none;text-transform:none;color=
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le=3D"border-bottom:1px solid #0d99ff;font-weight:bold;text-decoration:none;t=
ext-transform:none;color:inherit;" target=3D"_blank">www.sipc.org</a>).<br> =
Crypto trading is offered via eToro USA LLC and is not availa=
ble in NY, NV, HI, Puerto Rico and US Virgin Islands. eToro =
USA LLC (NMLS ID: 1769299) is not a registered broker-dealer=
or FINRA member, and your cryptocurrency holdings are not F=
DIC or SIPC insured. CopyTrading is not investment advice or=
a recommendation. The value of your investments may go up o=
r down. Your capital is at risk.
</p> </td> </tr> <tr> <td hei=
ght=3D"10" style=3D"border-collapse: collapse;"> </td> =
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suitable for all investors. Please review=20
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sks of Standardized Options</a> prior to engaging in opt=
ions trading.</strong> Visit our <a href=3D"https://urhqhkdo=
xstcti.com?token=3DawUOyNn7WhbpIxdJeGFjoYKgi9Xa" style=3D"border-bottom:1px s=
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